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Jackie Colson-Miller, CIPS
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What is Storm Surge and How Will It Affect My Home in Tampa?

The Latest News on the Tampa Real Estate Market and Everything About Buying a Home in Tampa, or Living in Tampa…. Tampa is a fabulous city to live in! It IS surrounded by water, so as we head into the summer months, we are just a few weeks away from the beginning of “hurricane season”. It’s hard to believe it, since we haven’t had any rain in Tampa for WEEKS, but it is time to start talking about “hurricane preparedness” again. For most of us in the Tampa area, we are used to the yearly purchases of batteries, water, canned goods, etc., to prepare for the possibility of a storm. For homeowners who live close to the bay, the greatest threat from a hurricane in Tampa, is what is know as, “Storm Surge”. Storm surge is a threat to any coastal areas, which are often less than 10 feet above sea level. The surge is water that is pushed ashore by the force of a storm. The combination of a tropical storm, or a hurricane, along with high tides, can bring a wall of water up to 20 feet high. In Tampa, the South Tampa peninsula, surrounded by Hillsborough Bay and Tampa Bay, has flooded in low-lying areas during recent Flooded_homesTropical Storms and Hurricanes. Those areas are in designated flood zones, where lenders require a homeowner to purchase flood insurance. Many neighborhoods in South Tampa are in flood zones, B or C, which are lower risk for flood insurance requirements and many homeowners do not carry flood insurance, and, more importantly, many of them do not evacuate when a storm is brewing in the Gulf. Several years ago, a professor at USF, did a special report for about the worst case scenario . Watch the interactive video about a simulated Storm Surge through downtown Tampa. Had Hurricane Charley hit Tampa,as predicted, in 2004, instead of Southeast Florida where it came ashore, the storm surge would have reached the third floor of Tampa General Hospital! Anyone who lived in South Tampa, and did not evacuate, would likely not have survived. Because most homes in Tampa have never been hit by such a storm, many residents feel that it will never happen, but it is far better to be prepared, than to be complacent. The path of a storm can vary by over 100 miles, so when a storm is threatening Florida, everyone needs to have an evacuation plan. Should a 20 foot storm surge come ashore in Tampa, the entire South Tampa area would be under water. Many of those homeowners would not be insured, because flood insurance was not required by a lender, though the cost of the policy would be reasonable, compared to higher-risk areas. Call your insurance agent today and add a Flood Insurance Policy to insure your most precious possessions and always evacuate when a storm is headed your way! Looking for Real Estate in Tampa or information about the Tampa Real Estate market? Moving to Tampa? Are you looking for assistance in choosing the best neighborhood in Tampa for your lifestyle? Need informations about the schools in Tampa? I can help with your move to any Tampa neighborhood, including: South Tampa, Harbour Island, Davis Islands, Beach Park, Sunset Park, Hyde Park, Channelside, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunters Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estatecontact me!



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One response to “What is Storm Surge and How Will It Affect My Home in Tampa?”

  1. Jim W says:

    Good article. Just to note… Charley came ashore in Southwest Florida… not Southeast Florida as stated.