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Jackie Colson-Miller

Jackie Colson-Miller, CIPS
Direct - (813)629-5757
Homeward Real Estate
3401 Henderson Blvd
Tampa, FL 33609
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Archive for June, 2008

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Do You Need Flood Insurance in The Tampa Real Estate Market?

Filed under: Flood Insurance, Flood Zones in Tampa, Historic Tampa, Hurricane Preparedness, Moving to Tampa, Real Estate News, Tampa Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market

The Latest News on Moving to Tampa, Living in Tampa, or Buying Real Estate anywhere in the World…every day on The Real Estate Sizzle…

We are in Hurricane Season in Florida. Though Tampa has not been hit by a MAJOR storm in many years, we still need to prepare when a storm heads into the Gulf of Mexico.

One of the first questions every Homebuyer asks me, when they are moving to Tampa, is Do I Need Flood Insurance? The answer: YES. While a mortgage company may Bayshore_floodonly REQUIRE a homeowner to carry flood insurance in certain flood zones, , here are some facts every homeowner should know. Just a glimpse of flooded Bayshore Boulevard, where my office is located, tells the story

1.One in Four flood claims, are in a low -moderate risk zone! Chances are good that nearly 25% of those homeowners did not have flood insurance because it was not REQUIRED by their lenders.

2. A car can be swept away by just 2 feet of water!

3. Flash floods occur in all 50 states! Look at the tragedy of the flooding in Iowa and other midwestern states recently. Many of them had no insurance because the risk of flooding was very low.

4. Homeowners Insurance generally will not cover rising water . That coverage requires a separate flood insurance policy.

5. You must add contents coverage to a flood insurance policy, if you want your belongings to be covered.

6. Premiums in low-risk areas are very reasonable, but damage from a flood is costlydo you want to take that chance?

7. It takes 30 days for insurance to take effect, so do not wait until a storm is coming to call your insurance agent.

For more infomation on Flood Insurance, visit FloodSmart.gov.

If you enjoyed this article, you may want to read my series on Hurricane Preparedness:

Part 1

Part 2

Part 3

If you are buying a condominium, most of your insurance on the building is generally covered under your Monthly Maintenance Fees.

For information on the Tampa Real Estate Market, or any neighborhood in Tampa, please call me at 813.629.5757 or send me an email!


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Condo Owners May Get More Tax Breaks Than they Think….Tampa Real Estate News…and more

Filed under: Buying a House in Tampa, Clearwater Beach Real Estate, Moving to Tampa, Real Estate News, Tampa MLS Listings, Tampa Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market

If you own a condo in the Tampa Real Estate Market, or anywhere in the U.S., there is an additional tax break that if often overlooked. If you IMG_0282pay a special assessment for a new roof, balcony upgrades, or other work which affects the value of your condo, you may be able to deduct that from the basis , to determine your taxable profit upon the sale of your property.

You can read more about it in an article from the National Association of Realtors.

Enjoy some of my other articles about Waterfront Homes and Gated Communities in Tampa:

Harbour IslandA Gated Community in Tampa

Tampa Waterfront Home Buyers Have Many Choices

Would you like to be notified of the latest articles on The Real Estate Sizzle? Sign up for an e-mail subscription or RSS feed here!

It is a “Buyer’s Market” in Tampa, with plenty of inventory of homes to choose from! I can help with your move to any Tampa neighborhood, including: South Tampa, Harbour Island, Davis Islands, Beach Park, Sunset Park, Hyde Park, Channelside, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunters Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estatecontact me!


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The Best Places to Live in the World…Tampa Real Estate Market News and More

Filed under: Best Places, Buying a House in Tampa, International Real Estate, MacDill AFB, MLS Listings in Tampa, MLS Search, Moving to Tampa, Places to Live, Real Estate News, Tampa MLS Listings, Tampa Real Estate

Sometimes I enjoy stepping outside the Tampa Real Estate Market, to talk about real estate in other parts of the world.

Many Americans find themselves dreaming of living outside the United States someday. Increasing numbers of Americans are choosing to live in foreign countries, with quality of life , as one of the most influential factors in their decision-making process about where to live.

The latest rankings, from Business Week magazine, show the Best Places to live in the World.

1. Zurich, Switzerland

2. Vienna, Austria and Geneva, Switzerland(tie)

4.Vancouver, Canada

5. Auckland, New Zealand

6. Dusseldorf, Germany

7. Munich, Germany and Frankfurt, Germany (tie)

9. Bern, Switzerland

10. Sydney, Australia

Clearly, the Swiss and the Germans know a thing, or two, about creating a fabulous place to live! I lived close to Bern, so I can attest to the sweet life in Switzerland! I have been to all, but 3, of these places. If I could only select one of these amazing cities to live in, it would be a very difficult choice.

How about the U.S. rankings? The highest ranking city was Honolulu, Hawaii, which came in at number 28.

The lowest ranking city in the world? No surpriseBaghdad!

If you are dreaming of a life off shore someday, or just looking for a home in the Tampa Real Estate Market, contact me. As a Certified International Property Specialist, I can help you with the ideal property, anywhere in the world!


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Looking for Tampa Real Estate? Don’t Forget a Home Inspection!

Filed under: Buying a House in Tampa, Florida Real Estate, MLS Listings in Tampa, Tampa Real Estate Agent, Tampa Real Estate Market

THE LATEST NEWS ON THE TAMPA REAL ESTATE MARKET, BUYING A HOME IN TAMPA, AND REAL ESTATE ISSUES AROUND THE WORLD, EVERY DAY, ON THE REAL ESTATE SIZZLE….

When you are buying a home in the Tampa Real Estate market, or anywhere in the World, you should ALWAYS get a Home Inspection done to check for any structural or mechanical defects in the home you are buying.

Very often, buyers are trying to save money by having a “friend” who claims to be a contractor do the inspection. BAD IDEA. Home Inspectors are certified through ASHI, a professional association of Home Inspectors. They have specialized training, standards to uphold and checklists they can follow, eliminating the likelihood that they might “miss” something. While no inspector is perfect, the more training the inspector has, the more thorough he is likely to be in examining the home for any possible defects, especially those not visible to the untrained eye.

Davis_water

Occasionally, you will need to hire additional inspectors, depending on the home. A waterfront home generally will require a seawall inspection, or a dock inspection. Property in a rural area may warrant a septic inspection or well inspection.

Wood-burning fireplaces should really be inspected for any loose mortar, or creosote build-up. I recommend a local chimney sweep for those inspections. A fellow blogger, St. Louis Real Estate Voice, posted an excellent article about Fireplace inspections. The photo alone will scare you!

Radon inspections are common in many areas East of Tampa and that requires a cannister to be placed in the home for several days, then collected, and tested, for the presence of Radon Gas.

While the cost of inspections is not inexpensive, the cost of NOT uncovering a problem until after you are the homeowner can be HUGE. Ask your Real Estate Professional for the best inspectors, not the cheapest ones!

I can help with your move to any Tampa neighborhood, or Real Estate Listings in the Tampa area, including: South Tampa, Davis Islands, Beach Park, Sunset Park, Hyde Park, Culbreath Isles, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunter’s Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estatecontact me!

 


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What is The “Misery Index” and Are We Really “Miserable” in 2008? Tampa Real Estate News and More!

Filed under: Jackie Colson-Miller, Real Estate News, Real Estate Trends, Tampa Real Estate Agent, Tampa Real Estate Market

The Latest News on The Tampa Real Estate Market every day on The Real Estate Sizzle!

Many Americans would tell you that things in the U.S. seem pretty “miserable” these days.  Gas Prices are up, along with the price of anything that needs to be “transported”, including groceries. Home Prices are down, and there is plenty of talk that the stock market is about to “tank” any minute. I know, the home sellers in Tampa are feeling pretty miserable. Yes, everyone is feeling a financial “pinch”.  But, is this the worst that we have seen in our lifetime? NO

It’s time for a “reality check”!  The graphic below, from the Wall Street Journal details the “misery index” for the past 38 years, divided by various Presidential Administrations. What is the “Misery Index”? It is the sum of the unemployment and consumer price inflation rates! It makes perfect sense: Job Loss + High Prices = Misery. When I read this on Saturday, I knew that I had to talk to my readers about it. I have a Psych degree and I love statistics. You can argue any point with me, as long as you have facts to back up your opinion. But, opinion without fact is fiction.  You see, so many of us have no historical knowledge of what has “REALLY’ happened during our lifetime. So, here it is in Black and White. MiseryIndex

When was the U.S. at the height of the “Misery Index”? 1981.  During the Carter Administration. The Inflation rate was over 20%. Mortgage rates were in the “teens”. Ironically, the dollar was strong.  I studied in Europe that year and lived like a queen for a mere pittance!

When was unemployment at an all time high? 1983. The early Reagan years. It was over 10% for the only time in those 38 years. Since then, statistics show, we have become increasingly “less miserable”.

When was the U.S. the “least miserable”?

Two years ago, during the current Bush administration. With unemployment below 5%, along with the lowest rate of inflation, combined with “cheap money” in the mortgage industry, life was good. And, the “misery index” TODAY, shows we are still below the “MISERY” level at the beginning of ANY previous presidential term, dating back to Richard Nixon.  Those are the facts. 

Historical facts, not political opinion. Good information for all Americans.

Yes, Americans are feeling the “pinch”, as is the Tampa Real Estate Market.  It ’s too bad our memories don’t serve us as well, because the numbers prove us wrong! We are not REALLY miserable, history tells us that!

As always, I present the facts, and welcome your thoughts, every day, on The Real Estate Sizzle!

 


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Own One of Tampa’s Most Historic Homes Just Listed on The Tampa Real Estate Market

Filed under: Buying a House in Tampa, Historic Tampa, Hyde Park Real Estate, Luxury Homes in Tampa, MacDill AFB, MLS Listings in Tampa, Moving to Tampa, Real Estate News, Schools in Tampa, South Tampa, Tampa MLS Listings, Tampa Neighborhoods, Tampa Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market, Tampa Schools, Waterfront Homes in Tampa

News on the latest Luxury Homes for sale in the Tampa Real Estate Market

MaashouseYou can own a piece of Tampa History! No stranger in the Tampa Real Estate Market, the stately Maas house, on prestigious Bayshore Boulevard, in Hyde Park, has just been listed for sale. Ideal for families, it is located in the Gorrie Elementary, Wilson Middle and Plant High School District.

This elegant home was originally designed for Isaac Maas, one of the founders of the Maas Brothers Department Stores. The design below the eaves, in the photo below, was the original store logo, and was imprinted on the shopping bags. I remember them well! The recently remodeled kitchen boasts the same design on its walls!Friezecorner

Enjoy bayviews from the front porch and balconiesthe perfect perch for the Gasparilla Parade!

Many of the original features of the home have been lovingly restored over the years, including mahogany-paneled walls and European sandstone fireplaces, while being updated for the 21st century.

The home is offered for 2.35 Million dollars. It includes a guest house and lovely pool area. A gourmet kitchen, cozy bar/family room and formal living and dining rooms make it an entertainers dream home . For a personal showing of this unique property, please call me at 813.629.5757 or email me.

Contact me for information about the Maas House, waterfront homes in Tampa, Luxury Homes in Tampa, or the perfect home in any Tampa Neighborhood!

You can read more about Historic Hyde Park, and other South Tampa neighborhoods, in some of my previous articles:

Hyde Park One of Tampas First Neighborhoods

Tampas Hyde Park NeighborhoodOne of the Best School Districts in the U.S.

Listing courtesy of Peoples Choice


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Plant High School District is Still A Top Choice for Tampa Real Estate

Filed under: Best Places in Tampa, Buying a House in Tampa, MLS Listings in Tampa, Places to Live, Schools in Tampa, Tampa Neighborhoods, Tampa Real Estate, Tampa Real Estate Agent, Tampa Schools

Every week, I receive inquiries about Tampa Real Estate in the Plant High School District. No wonder, Plant High is one of the Top 100 High Schools in the U.S! I live, and work, in the Plant High District in Tampa, so I know it very well!

PalmaceiaPlant High is located in the South Tampa neighborhood of Palma Ceia , just south of the Palma Ceia Golf and Country Club, which is part of Tampa zip code 33629. A variety of housing styles, from 1920s Bungalows to Stately homes along the fairways, sit on brick streets, lined with grandfather oaks. It is one of the most desirable neighborhoods in South Tampa!

In this little “nook” in the Tampa Real Estate Market, Prices range from $300,000 to several million! Just 5 minutes to downtown Tampa or Tampa General Hospital, and 10 minutes to the airport, it is a very convenient neighborhood for the busy professional. The proximity to Plant High school makes it a top choice for families moving to Tampa!

Have a look at the current listings in Palma Ceia, and call me at 813.629.5757, or email me, if I can help with your move to Tampa, or have questions about the Tampa Real Estate Market!

You can read some of my previous articles about homes in Tampa neighborhoods, which are located in the Plant High District:

Tampa Neighborhoods:

New Suburb Beautiful

Parkland Estates

Culbreath Isles

For more information about the Tampa Real Estate market, Tampa Neighborhoods, including Culbreath Isles. South Tampa, Harbour Island, Davis Islands, Beach Park, Sunset Park, Hyde Park, Channelside, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunters Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estatecontact me!


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Buying a Home in Tampa? Something to Make The Transition a Little Easier…Tampa Real Estate News

Filed under: Moving to Tampa, Real Estate News, Tampa MLS Listings, Tampa Real Estate, Tampa Real Estate Agent, Tampa Real Estate Market

Your Best Source for Tampa Real Estate News Every dayDirect line 813.629.5757

I hate to shop! And, I hate to get on the phone to order something, only to be placed on hold for 10 minutes! I do everything possible ONLINE! Need a book? Amazon.com. Need an Outdoor fan? Overstock.comyou name itfrom perfume to petunia seeds, it is available online. If I could buy my groceries online, I would love it! What is the best way to reach me? Online!
Thanks to my Blackberry, I get my email in an instant!

Moving to Tampa, or just across town, involves a lot of organization. From changing your address, to shopping for internet services, lawn services, cable television, newspaper delivery, etc., it could take days of phone calls just to accomplish it all!

Now, you can compare prices and order many of your services online at Whitefence.com. You simply type in your new address and choose the services that you need!

If you are moving to Tampa and need help finding the perfect home, just let me know.

Thanks to fellow blogger Susie Blackmon for that helpful tip!

For more information about Tampa Neighborhoods, including Culbreath Isles. South Tampa, Harbour Island, Davis Islands, Beach Park, Sunset Park, Hyde Park, Channelside, Palma Ceia, Westchase, Waterchase, Odessa, Cheval, Avila, Brandon, Riverview, FishHawk, New Tampa, Tampa Palms, Hunters Green, Arbor Greene, Apollo Beach, South Shore, MiraBay, Golf Communities, Waterfront Homes, Luxury Homes in Tampa, Condos in Tampa and International Real Estatecontact me!


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Moving To Tampa? Find the Best Places to Eat in Tampa! Tampa Real Estate News and More!

Filed under: Best Places in Tampa, Buying a House in Tampa, Real Estate News, Restaurants in Tampa

Here are the Best Places to Eat in Tampa, according to polls from Tampa residents. Have a look at my readers ideas and leave a few of your own!

Best Pizza in Tampa

Best Italian Restaurant in Tampa

Best Sushi in Tampa

Best Burger in Tampa

Best Steakhouse in Tampa

You might also enjoy MY opinion, of some of the Best Restaurants in Tampa:

Great Places to Eat in Tampa

Best Restaurants in Clearwater Beach

The Real Estate Sizzle has the Best News about Moving to Tampa and the Tampa Real Estate Marketevery day. You can subscribe to The Real Estate Sizzle, Search for Homes in Tampa, or contact me for more information about moving to Tampa, or anywhere in the World!


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Tampa Schools Are on Summer Vacation…Where to Take the Kids This Summer? Tampa Real Estate News and More!

Filed under: Best Places, Real Estate News, Single Parent News, Tampa Real Estate, Things to do in Tampa, Travel

June 4th is the last day of school in Hillsborough County and summer is well underway. Students will return to the Classroom in August . Florida schools have an earlier summer than the rest of the country, which can make vacation planning a challenge. If you want your child to have other children to play with on vacation, you should plan a vacation sometime in late June to early August, when the rest of the country is also out for the summer , or stay in Florida and enjoy some of our fabulous family-oriented resorts. Conversely, if you are heading to Europe, go in Early June and avoid the summer crowds and the heat, as many shops, restaurants and smaller hotels do not have Air conditioning and all of Europe seems to be on holiday in August.

These are some of my favorite family vacation spots.

C_bCape Cod, Massachusetts

There is something for everyone on the Cape from Beaches to Bumper Cars. You trip is not complete without a meal at the Clam Box! Stay at the Chatham Bars Inn for a little pampering right on the ocean, New England-style.

Sanibel and Captiva, Florida

Shelling is the favorite pastime on the islands off the coast near Fort Myers. The islands are perfect for long bike rides and the living is sweet at South Seas Plantation. Its laid back Florida with fun dining at the Bubble Room and the Mucky Duck

Cruises

Ru_insCruises are family friendly with plenty of activities for kids and their parents. The trips to the Caribbean exploring Mayan ruins and local treasures are loads of fun. The ship has activities from dawn to the wee hours…If anyone is bored, it’s not because there is “nothing to do!” From Pool games to limbo dancing and blackjack tables to feasting on the “Midnight Buffet”…who could complain?

Charleston, South Carolina

Ghost walks, low-country cooking and plenty of old-fashioned Southern Charm abound in this great waterside city! Wander through the old cemetery and take a horse-drawn carriage ride. This is my favorite “Southern” City! Be sure to feast on some low country cooking shrimp and grits!

Vermont

You can explore the Green Mountains, go boating on Lake Champlain and enjoy a tour, and a taste, at Ben and Jerrys ice cream factory! Head to a local Maple farm for some maple syrup, or the Cabot cheese factory for a little Vermont cheddar. Smugglers Notch is a family-oriented resort in the heart of it all.

Paris

Ei_ffelThe ultimate destination, in spite of the cost of the Euro!especially for teenagers. You can spend an entire day in the Louvre, ride to the top of the eiffel tower and seek out the perfect skateboard in a local skate shop! Nibble on crepes from street vendors and enjoy french pastries from the local patisserie. Stop in at Angelina, for the best hot chocolate in Paris.

For information on the Tampa Real Estate Market, Tampa Schools, or Moving to Tampacontact me today.


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